**Recent small-scale bank resolutions and robust sector-wide capital buffers underpin trader expectations of no additional failures by June 30.** Two institutions—Metropolitan Capital Bank & Trust ($261 million assets, closed January 30) and Community Bank and Trust–West Georgia ($288 million assets, closed May 1)—were resolved earlier in 2026 with minimal market disruption and full deposit assumption by acquiring banks. As of Q4 2025 data referenced in supervisory reports, aggregate common equity tier 1 ratios remain near 13 percent for both large and small banks, with over 99 percent of institutions classified as well capitalized. Low implied probabilities on individual names (under 3 percent for leading contracts) align with the absence of acute commercial real estate or liquidity pressures that could trigger FDIC action in the final two weeks before resolution.
Polymarketデータを参照したAI生成の実験的な要約。これは取引アドバイスではなく、このマーケットの解決方法には一切関係ありません。 · 更新日$535,130 Vol.

BMO
2%

USバンク
1%

ドイツ銀行
1%

サンタンデール
1%

Truist
1%

キー銀行
1%

スコシアバンク
1%

ロイズ
1%

シティグループ
1%

バンク・オブ・アメリカ
1%

BNPパリバ
1%

モルガン・スタンレー
1%

JPMorgan Chase
1%

HSBC
1%

ウェルズ・ファーゴ
1%

RBC
1%

BNY
1%

UBS
1%

ゴールドマン・サックス
1%
$535,130 Vol.

BMO
2%

USバンク
1%

ドイツ銀行
1%

サンタンデール
1%

Truist
1%

キー銀行
1%

スコシアバンク
1%

ロイズ
1%

シティグループ
1%

バンク・オブ・アメリカ
1%

BNPパリバ
1%

モルガン・スタンレー
1%

JPMorgan Chase
1%

HSBC
1%

ウェルズ・ファーゴ
1%

RBC
1%

BNY
1%

UBS
1%

ゴールドマン・サックス
1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
マーケット開始日: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...**Recent small-scale bank resolutions and robust sector-wide capital buffers underpin trader expectations of no additional failures by June 30.** Two institutions—Metropolitan Capital Bank & Trust ($261 million assets, closed January 30) and Community Bank and Trust–West Georgia ($288 million assets, closed May 1)—were resolved earlier in 2026 with minimal market disruption and full deposit assumption by acquiring banks. As of Q4 2025 data referenced in supervisory reports, aggregate common equity tier 1 ratios remain near 13 percent for both large and small banks, with over 99 percent of institutions classified as well capitalized. Low implied probabilities on individual names (under 3 percent for leading contracts) align with the absence of acute commercial real estate or liquidity pressures that could trigger FDIC action in the final two weeks before resolution.
Polymarketデータを参照したAI生成の実験的な要約。これは取引アドバイスではなく、このマーケットの解決方法には一切関係ありません。 · 更新日
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