Recent FDIC resolutions of two small institutions—Metropolitan Capital Bank & Trust in January and Community Bank and Trust-West Georgia in May—highlight contained credit losses rather than systemic weakness, with both transfers completing without contagion or deposit runs. Problem-bank counts remain near historical norms at 60 institutions, or 1.4% of the sector, while large-bank capital buffers benefit from ongoing 2026 stress testing whose results are due June 24. Commercial-real-estate and commercial-and-industrial loan concentrations drove the prior failures, yet aggregate nonperforming-loan ratios and liquidity coverage remain stable. With only 16 days until the June 30 resolution date, market-implied odds for any additional failure stay low, reflecting limited near-term catalysts beyond routine supervisory data.
Experimentelle KI-generierte Zusammenfassung mit Polymarket-Daten. Dies ist keine Handelsberatung und spielt keine Rolle bei der Auflösung dieses Marktes. · Aktualisiert$535,539 Vol.

BMO
2%

US-Bank
1%

Deutsche Bank
1%

KeyBank
1%

Truist
1%

Scotiabank
1%

Lloyds
1%

Santander
1%

Citigroup
1%

Bank of America
1%

BNP Paribas
1%

Morgan Stanley
1%

HSBC
1%

JPMorgan Chase
1%

Wells Fargo
1%

RBC
1%

BNY
1%

UBS
1%

Goldman Sachs
1%
$535,539 Vol.

BMO
2%

US-Bank
1%

Deutsche Bank
1%

KeyBank
1%

Truist
1%

Scotiabank
1%

Lloyds
1%

Santander
1%

Citigroup
1%

Bank of America
1%

BNP Paribas
1%

Morgan Stanley
1%

HSBC
1%

JPMorgan Chase
1%

Wells Fargo
1%

RBC
1%

BNY
1%

UBS
1%

Goldman Sachs
1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Markt eröffnet: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...Recent FDIC resolutions of two small institutions—Metropolitan Capital Bank & Trust in January and Community Bank and Trust-West Georgia in May—highlight contained credit losses rather than systemic weakness, with both transfers completing without contagion or deposit runs. Problem-bank counts remain near historical norms at 60 institutions, or 1.4% of the sector, while large-bank capital buffers benefit from ongoing 2026 stress testing whose results are due June 24. Commercial-real-estate and commercial-and-industrial loan concentrations drove the prior failures, yet aggregate nonperforming-loan ratios and liquidity coverage remain stable. With only 16 days until the June 30 resolution date, market-implied odds for any additional failure stay low, reflecting limited near-term catalysts beyond routine supervisory data.
Experimentelle KI-generierte Zusammenfassung mit Polymarket-Daten. Dies ist keine Handelsberatung und spielt keine Rolle bei der Auflösung dieses Marktes. · Aktualisiert
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