U.S. bank stability remains solid heading into late June 2026, with only two small failures year-to-date—Metropolitan Capital Bank & Trust ($261 million assets) in January and Community Bank and Trust-West Georgia ($288 million) in May—both resolved quickly by the FDIC amid firm-specific capital shortfalls rather than systemic stress. Aggregate data show U.S. deposits near $18.76 trillion, Tier 1 capital ratios above 10 percent for most institutions, and unrealized losses on securities portfolios easing to roughly $306 billion. Regional bank equity performance and private credit exposure warrant monitoring, yet no major catalysts such as outsized deposit outflows or regulatory actions have emerged in recent weeks to elevate failure odds for larger lenders before the June 30 resolution window closes.
Experimentelle KI-generierte Zusammenfassung mit Polymarket-Daten. Dies ist keine Handelsberatung und spielt keine Rolle bei der Auflösung dieses Marktes. · Aktualisiert$531,617 Vol.

BMO
2%

US-Bank
1%

Santander
1%

Morgan Stanley
1%

Truist
1%

UBS
1%

Scotiabank
1%

Lloyds
1%

KeyBank
1%

Bank of America
1%

BNP Paribas
1%

Deutsche Bank
1%

Citigroup
1%

HSBC
1%

Wells Fargo
1%

RBC
1%

BNY
1%

Goldman Sachs
1%

JPMorgan Chase
<1%
$531,617 Vol.

BMO
2%

US-Bank
1%

Santander
1%

Morgan Stanley
1%

Truist
1%

UBS
1%

Scotiabank
1%

Lloyds
1%

KeyBank
1%

Bank of America
1%

BNP Paribas
1%

Deutsche Bank
1%

Citigroup
1%

HSBC
1%

Wells Fargo
1%

RBC
1%

BNY
1%

Goldman Sachs
1%

JPMorgan Chase
<1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Markt eröffnet: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...U.S. bank stability remains solid heading into late June 2026, with only two small failures year-to-date—Metropolitan Capital Bank & Trust ($261 million assets) in January and Community Bank and Trust-West Georgia ($288 million) in May—both resolved quickly by the FDIC amid firm-specific capital shortfalls rather than systemic stress. Aggregate data show U.S. deposits near $18.76 trillion, Tier 1 capital ratios above 10 percent for most institutions, and unrealized losses on securities portfolios easing to roughly $306 billion. Regional bank equity performance and private credit exposure warrant monitoring, yet no major catalysts such as outsized deposit outflows or regulatory actions have emerged in recent weeks to elevate failure odds for larger lenders before the June 30 resolution window closes.
Experimentelle KI-generierte Zusammenfassung mit Polymarket-Daten. Dies ist keine Handelsberatung und spielt keine Rolle bei der Auflösung dieses Marktes. · Aktualisiert
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