Trader consensus on Polymarket prices Truist with the highest implied probability at 20% of failing by June 30, 2026, amid elevated commercial real estate (CRE) loan exposures plaguing regional lenders, while other major banks like BNY Mellon (17%), Wells Fargo, and U.S. Bancorp trade below 5%. The sector's resilience stems from no FDIC-reported failures since Metropolitan Capital Bank & Trust's January 30 closure—a small $261 million asset institution costing the Deposit Insurance Fund just $19.7 million—bolstered by robust capital ratios and subdued deposit outflows. Key swing factors include Q1 earnings disclosures through May, Federal Reserve stress test results in June, and $875 billion in CRE debt maturities, any weakness in which could shift low-probability pricing higher.
Polymarket 데이터를 참조하는 실험적 AI 생성 요약입니다. 이것은 거래 조언이 아니며 이 마켓의 정산에 영향을 미치지 않습니다. · 업데이트$419,459 거래량

KeyBank
48%

Truist
11%

BNY
9%

모건스탠리
6%

RBC
6%

로이드
5%

산탄데르
5%

BMO
4%

뱅크 오브 아메리카
4%

씨티그룹
2%

HSBC
2%

BNP 파리바
2%

JP모건 체이스
2%

UBS
2%

골드만삭스
2%

도이치뱅크
1%

스코샤은행
1%

웰스 파고
48%

미국 은행
48%
$419,459 거래량

KeyBank
48%

Truist
11%

BNY
9%

모건스탠리
6%

RBC
6%

로이드
5%

산탄데르
5%

BMO
4%

뱅크 오브 아메리카
4%

씨티그룹
2%

HSBC
2%

BNP 파리바
2%

JP모건 체이스
2%

UBS
2%

골드만삭스
2%

도이치뱅크
1%

스코샤은행
1%

웰스 파고
48%

미국 은행
48%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
마켓 개설일: Apr 8, 2026, 7:10 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...Trader consensus on Polymarket prices Truist with the highest implied probability at 20% of failing by June 30, 2026, amid elevated commercial real estate (CRE) loan exposures plaguing regional lenders, while other major banks like BNY Mellon (17%), Wells Fargo, and U.S. Bancorp trade below 5%. The sector's resilience stems from no FDIC-reported failures since Metropolitan Capital Bank & Trust's January 30 closure—a small $261 million asset institution costing the Deposit Insurance Fund just $19.7 million—bolstered by robust capital ratios and subdued deposit outflows. Key swing factors include Q1 earnings disclosures through May, Federal Reserve stress test results in June, and $875 billion in CRE debt maturities, any weakness in which could shift low-probability pricing higher.
Polymarket 데이터를 참조하는 실험적 AI 생성 요약입니다. 이것은 거래 조언이 아니며 이 마켓의 정산에 영향을 미치지 않습니다. · 업데이트
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