U.S. banks maintain robust capital positions, with over 99 percent classified as well capitalized as of late 2025 and aggregate CET1 ratios near 13 percent, per Federal Reserve supervision data. Two small institutions failed earlier in 2026—Metropolitan Capital Bank & Trust in January and Community Bank and Trust–West Georgia in May—both under $300 million in assets and resolved orderly by the FDIC without broader contagion. Persistent higher interest rates have pressured commercial real estate exposures at some regional lenders, yet no large institutions show acute liquidity or solvency stress. With only weeks remaining until June 30, the compressed timeline and absence of fresh adverse economic releases or regulatory actions reinforce limited near-term failure risk.
Polymarket 데이터를 참조하는 실험적 AI 생성 요약입니다. 이것은 거래 조언이 아니며 이 마켓의 정산에 영향을 미치지 않습니다. · 업데이트$534,623 거래량

산탄데르
2%

BMO
2%

미국 은행
1%

Truist
1%

스코샤은행
1%

JP모건 체이스
1%

로이드
1%

도이치뱅크
1%

씨티그룹
1%

뱅크 오브 아메리카
1%

BNP 파리바
1%

KeyBank
1%

모건스탠리
1%

UBS
1%

HSBC
1%

웰스 파고
1%

RBC
1%

BNY
1%

골드만삭스
1%
$534,623 거래량

산탄데르
2%

BMO
2%

미국 은행
1%

Truist
1%

스코샤은행
1%

JP모건 체이스
1%

로이드
1%

도이치뱅크
1%

씨티그룹
1%

뱅크 오브 아메리카
1%

BNP 파리바
1%

KeyBank
1%

모건스탠리
1%

UBS
1%

HSBC
1%

웰스 파고
1%

RBC
1%

BNY
1%

골드만삭스
1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
마켓 개설일: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...U.S. banks maintain robust capital positions, with over 99 percent classified as well capitalized as of late 2025 and aggregate CET1 ratios near 13 percent, per Federal Reserve supervision data. Two small institutions failed earlier in 2026—Metropolitan Capital Bank & Trust in January and Community Bank and Trust–West Georgia in May—both under $300 million in assets and resolved orderly by the FDIC without broader contagion. Persistent higher interest rates have pressured commercial real estate exposures at some regional lenders, yet no large institutions show acute liquidity or solvency stress. With only weeks remaining until June 30, the compressed timeline and absence of fresh adverse economic releases or regulatory actions reinforce limited near-term failure risk.
Polymarket 데이터를 참조하는 실험적 AI 생성 요약입니다. 이것은 거래 조언이 아니며 이 마켓의 정산에 영향을 미치지 않습니다. · 업데이트
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