Recent U.S. bank failures remain limited to two small institutions in 2026, including Metropolitan Capital Bank & Trust in January, driven by concentrated commercial real estate and C&I loan losses rather than systemic stress. With the June 30 resolution date approaching, trader-implied odds reflect banking sector resilience, supported by elevated capital levels and contained deposit outflows amid stable monetary policy. Key near-term catalysts include the Federal Reserve's June 24 release of 2026 stress test results, which will assess large-bank resilience under severe recession scenarios with unemployment rising above 7%. Broader factors such as persistent commercial real estate pressures and net interest margin compression continue to warrant monitoring but have not triggered widespread capital impairment to date.
Экспериментальная сводка, созданная ИИ на основе данных Polymarket. Это не является торговой рекомендацией и не влияет на то, как разрешается этот рынок. · Обновлено$542,590 Объем

BMO
1%

Truist
1%

Scotiabank
1%

BNP Paribas
1%

Deutsche Bank
1%

Lloyds
1%

US Bank
1%

KeyBank
1%

UBS
1%

Wells Fargo
1%

RBC
1%

Bank of America
1%

BNY
1%

HSBC
1%

Citigroup
1%

Santander
1%

Morgan Stanley
1%

JPMorgan Chase
<1%

Goldman Sachs
<1%
$542,590 Объем

BMO
1%

Truist
1%

Scotiabank
1%

BNP Paribas
1%

Deutsche Bank
1%

Lloyds
1%

US Bank
1%

KeyBank
1%

UBS
1%

Wells Fargo
1%

RBC
1%

Bank of America
1%

BNY
1%

HSBC
1%

Citigroup
1%

Santander
1%

Morgan Stanley
1%

JPMorgan Chase
<1%

Goldman Sachs
<1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Открытие рынка: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...Recent U.S. bank failures remain limited to two small institutions in 2026, including Metropolitan Capital Bank & Trust in January, driven by concentrated commercial real estate and C&I loan losses rather than systemic stress. With the June 30 resolution date approaching, trader-implied odds reflect banking sector resilience, supported by elevated capital levels and contained deposit outflows amid stable monetary policy. Key near-term catalysts include the Federal Reserve's June 24 release of 2026 stress test results, which will assess large-bank resilience under severe recession scenarios with unemployment rising above 7%. Broader factors such as persistent commercial real estate pressures and net interest margin compression continue to warrant monitoring but have not triggered widespread capital impairment to date.
Экспериментальная сводка, созданная ИИ на основе данных Polymarket. Это не является торговой рекомендацией и не влияет на то, как разрешается этот рынок. · Обновлено
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