House passage of the Stop Insider Trading Act in July 2026 marked the first floor vote on congressional stock trading restrictions in the 119th Congress, yet the measure advanced only a limited prohibition on new purchases by members, spouses, and dependents while permitting existing holdings. The bill now sits in the Senate, where procedural hurdles including the 60-vote filibuster threshold and competing priorities make timely enactment unlikely before the end of 2026. Earlier companion proposals remain stalled in committee, and no bipartisan agreement has emerged on a stricter ownership ban. With limited session time remaining and historical resistance to self-imposed ethics reforms, trader pricing reflects the low probability of a comprehensive ban clearing both chambers and reaching the president before the 2027 deadline.