The 90.5% trader consensus on “No” for a congressional stock trading ban before 2027 stems primarily from Senate inaction following the House’s July 22, 2026, passage of the Stop Insider Trading Act. That measure cleared 232-198 on a mostly party-line vote but includes a narrow purchase ban without required divestment, a seven-day sale notice rule, an exemption for the president, and an attached voter ID provision that drew Democratic opposition. The bill now faces an uncertain Senate path requiring 60 votes amid partisan disagreements over scope and enforcement. With limited floor time before the midterms, ongoing campaigning, and stalled stricter Senate committee proposals, no overriding momentum has emerged to overcome these procedural and political barriers in the remainder of the 119th Congress.