**As of mid-September 2026, the 30-year fixed mortgage rate stands near 6.76% according to Freddie Mac’s Primary Mortgage Market Survey (up 5 basis points the prior week) with some daily quotes near 7.0%.** Rates have climbed modestly through the summer amid rising 10-year Treasury yields, which now reflect a combination of sticky inflation readings, elevated energy prices, and heavy Treasury issuance tied to persistent federal deficits. Mortgage pricing tracks the 10-year yield plus a spread that has remained wide, limiting pass-through from the federal funds rate held in the 3.50–3.75% range. Key near-term catalysts include upcoming inflation prints, Treasury auctions, and any FOMC signals on policy path or balance-sheet adjustments, all of which influence the yield curve and thereby mortgage-rate levels through year-end.
Experimental AI-generated summary referencing Polymarket data. This is not trading advice and plays no role in how this market resolves. · UpdatedWill the 30-year Mortgage Rate hit __ in 2026?
Will the 30-year Mortgage Rate hit __ in 2026?
$87,385 Vol.
Dec 30, 2026
↑ 7.50%
19%
↑ 7.25%
27%
↑ 7.00%
72%
↓ 6.50%
50%
↓ 6.25%
44%
↓ 6.00%
21%
↓ 5.90%
6%
↓ 5.70%
1%
↓ 5.50%
4%
$87,385 Vol.
↑ 7.50%
$74 Vol.
19%
↑ 7.25%
$1,972 Vol.
27%
↑ 7.00%
$5,576 Vol.
72%
↓ 6.50%
$7,977 Vol.
50%
↓ 6.25%
$921 Vol.
44%
↓ 6.00%
$3,145 Vol.
21%
↓ 5.90%
$10,984 Vol.
6%
↓ 5.70%
$11,817 Vol.
1%
↓ 5.50%
$2,456 Vol.
4%
This market will resolve to "Yes" if, for any week ending after market creation and on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or beyond (equal to or above for ↑ HIGH rates, equal to or below for ↓ LOW rates) the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No".
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or beyond the listed rate for a qualifying week, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.This market will resolve to "Yes" if, for any week ending on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or above the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No."
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or greater than the listed price, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.**As of mid-September 2026, the 30-year fixed mortgage rate stands near 6.76% according to Freddie Mac’s Primary Mortgage Market Survey (up 5 basis points the prior week) with some daily quotes near 7.0%.** Rates have climbed modestly through the summer amid rising 10-year Treasury yields, which now reflect a combination of sticky inflation readings, elevated energy prices, and heavy Treasury issuance tied to persistent federal deficits. Mortgage pricing tracks the 10-year yield plus a spread that has remained wide, limiting pass-through from the federal funds rate held in the 3.50–3.75% range. Key near-term catalysts include upcoming inflation prints, Treasury auctions, and any FOMC signals on policy path or balance-sheet adjustments, all of which influence the yield curve and thereby mortgage-rate levels through year-end.
This market will resolve to "Yes" if, for any week ending after market creation and on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or beyond (equal to or above for ↑ HIGH rates, equal to or below for ↓ LOW rates) the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No".
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or beyond the listed rate for a qualifying week, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or beyond the listed rate for a qualifying week, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.
Market Opened: Aug 3, 2026, 11:41 AM ET
Volume
$87,385End Date
Dec 31, 2026Market Opened
Aug 3, 2026, 11:41 AM ETResolver
0x65070BE91...This market will resolve to "Yes" if, for any week ending after market creation and on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or beyond (equal to or above for ↑ HIGH rates, equal to or below for ↓ LOW rates) the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No".
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or beyond the listed rate for a qualifying week, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.This market will resolve to "Yes" if, for any week ending on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or above the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No."
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or greater than the listed price, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.**As of mid-September 2026, the 30-year fixed mortgage rate stands near 6.76% according to Freddie Mac’s Primary Mortgage Market Survey (up 5 basis points the prior week) with some daily quotes near 7.0%.** Rates have climbed modestly through the summer amid rising 10-year Treasury yields, which now reflect a combination of sticky inflation readings, elevated energy prices, and heavy Treasury issuance tied to persistent federal deficits. Mortgage pricing tracks the 10-year yield plus a spread that has remained wide, limiting pass-through from the federal funds rate held in the 3.50–3.75% range. Key near-term catalysts include upcoming inflation prints, Treasury auctions, and any FOMC signals on policy path or balance-sheet adjustments, all of which influence the yield curve and thereby mortgage-rate levels through year-end.
This market will resolve to "Yes" if, for any week ending after market creation and on or before December 31, 2026, the U.S. 30-year Fixed-Rate Mortgage (interest rate %) is equal to or beyond (equal to or above for ↑ HIGH rates, equal to or below for ↓ LOW rates) the listed rate, according to the Freddie Mac weekly Primary Mortgage Market Survey. Otherwise, this market will resolve to "No".
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or beyond the listed rate for a qualifying week, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or beyond the listed rate for a qualifying week, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.
Volume
$87,385End Date
Dec 31, 2026Market Opened
Aug 3, 2026, 11:41 AM ETResolver
0x65070BE91...**As of mid-September 2026, the 30-year fixed mortgage rate stands near 6.76% according to Freddie Mac’s Primary Mortgage Market Survey (up 5 basis points the prior week) with some daily quotes near 7.0%.** Rates have climbed modestly through the summer amid rising 10-year Treasury yields, which now reflect a combination of sticky inflation readings, elevated energy prices, and heavy Treasury issuance tied to persistent federal deficits. Mortgage pricing tracks the 10-year yield plus a spread that has remained wide, limiting pass-through from the federal funds rate held in the 3.50–3.75% range. Key near-term catalysts include upcoming inflation prints, Treasury auctions, and any FOMC signals on policy path or balance-sheet adjustments, all of which influence the yield curve and thereby mortgage-rate levels through year-end.
Experimental AI-generated summary referencing Polymarket data. This is not trading advice and plays no role in how this market resolves. · Updated
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