House passage of the Stop Insider Trading Act in late July 2026, on a 232-198 vote, advanced restrictions barring members of Congress, spouses, and dependents from purchasing individual stocks. The measure now awaits Senate action amid competing versions, including one referred to the Homeland Security and Governmental Affairs Committee in 2025. Senate leaders have signaled an uncertain timeline, with procedural hurdles and limited floor time before the 119th Congress ends. These developments sustain trader consensus around an 85 percent probability that no comprehensive ban will clear both chambers and reach the president before 2027, consistent with historical patterns for ethics legislation requiring broad bipartisan support in the upper chamber.